How to fill in and complete the defence form for house repossession proceedings The defence form will require you to complete a number of questions regarding your personal circumstances such as: – Your total debts. – Your total income. – Your expenses – and how much you spend on things such as utilities, food and […]
We are often asked “What is the house repossession procedure?” & “How does the house repossession process work?” Firstly your mortgage lender or bank will normally write to you to tell you that you are in default of your mortgage payments and state the amount owed/to pay. They will also ask you to call or […]
Are you struggling to pay your mortgage and facing potential house repossession right now? Firstly don’t panic – these 10 simple points below are the most important to consider. If in doubt then please contact us. 1: Talk to eveyone concerned – your bank, mortgage lender, your family. Get advice from trusted sources such as […]
We have recently been updating more and more of our pages to reflect the changes in repossession law and best practices for 2013. The following pages below have all been recently edited and updated. Home repossession pages Mortgage lender wanting to sell your house Mortgage arrears and shortfall on mortgage payments Your repossession legal rights […]
We have recently updated the Q&A pages on the website with new examples and case studies.
We have been recently received more and more enquiries about people wanting their home repossessed under a voluntary arrangement (known as voluntary repossession) – this means that you are effectively handing back the keys to the lender. We want to stress that this isn’t neccessary your only option – and there are many other considerations […]